Life Insurance
Life insurance is an officially sanctioned lawful contract by an insurer or assurer for the owner (usually insured) of the life insurance policy; the contract safeguards the life of the insured individual for the desired face amount yielded after financial needs analysis. The owner of the life insurance policy thereby agrees to pay the agreed countersigned premiums during the tenure of the insurance policy. The insurance company agrees to pay the declared beneficiary the designed face amount of the policy (the tax-fee death benefit) in reciprocation for the paid premiums, upon the demise of an assured individual [quite often the policy owner] |
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Whole Life Participating Life Insurance Policy is an enduring lifelong sanctioned lawful insurance contract where policy owner is eligible and privileged to take part in surplus earnings of the life assurance company, thereupon collecting annual year-end dividends. It is one of the finest options for estate planning to boot and accumulate the assets to keep pace with ever-rising costs of inflation
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