"Safeguarding Your Lifeminus Go Fund Me Funeral Page equalsFamily's Financial Protection times Peace of Mind"
Privacy, Consent & Disclosure of Information
ADVISOR PRIVACY STATEMENT AND CONSENT For Collection, Use, Retention & Disclosure of Personal Information My Commitment to Protecting your Privacy: I make best efforts to comply with the federal Personal Information and Electronic Documents Act (PIPEDA) and applicable provincial privacy laws. I strive to maintain the highest standards of confidentiality to ensure the protection of your personal information (PI). I also adhere to the Canadian Anti-Spam Legislation and Regulations (CASL) and will only communicate electronically with your consent or where the information provided is necessary to the on-going good standing status of your policy. Accountability: I am responsible for the PI that I receive from you. I will take appropriate and reasonable measures to safeguard that information in whatever form it is held. Limiting Use, Disclosure, and Retention: Personal information shall not be used or disclosed for purposes other than those for which it was collected, except with the consent of the individual or as required by the law. How I Protect Your PI: All employees, associated advisors, wholesale organizations and suppliers that are granted access to client records are required by law and regulation to keep this information protected and confidential and to use the information only for the purposes identified. I have established physical and systems safeguards, along with proper processes, to protect client information from unauthorized access or use. I do not sell your PI to anyone nor do I share your PI with organizations outside of my relationship with you that would use it to contact you about their own products or services. Your Privacy Choices: You may withdraw your consent, which allows me to retain your PI on file, at any time (subject to legal or contractual obligations) by providing me with reasonable notice. Withdrawing your consent may prevent me from providing you with appropriate updates on products or services which may be in your best interests and/or fit into your long-term financial plan. Your Right to Complain: You have the right to complain confidentially to me, to the insurer and to the Privacy Commissioner of Canada where you believe there has been a breach of your PI to an unauthorized party. How I Collect, Use, Share, Disclose and Retain Your Information: With your consent, I collect information that helps me formulate advice and a recommendation of the most suitable products or services available to purchase through me. I collect all personal and corporate information including related personal details, financial and health information and use and retain it solely for the purposes of providing advice. I convey your PI to Insurers through wholesale organizations known as Managing General Agencies (MGAs), which are contracted to provide administrative services to them. The Managing General Agency through which I conduct business is named HUB Financial Inc. I may share this information with others to obtain help in areas outside of my areas of expertise. I am required to retain much of the information I collect for regulatory reasons including demonstrating that the recommendations I make are suitable and have address your identified needs. Consent: In the course of providing our/my services, I/we may ask you to provide personal information, such as your name, address, date of birth, social insurance number, family and financial circumstances, employer information and medical information. I use your PI to identify products, concepts and services to address needs you have identified. By signing this form, you agree: -to provide accurate, current and updated information throughout our business relationship as yourcircumstances change, -to allow me to use, share and disclose this information on an as-needed basis with my suppliers,associates and wholesale organizations, which may retain some information on file for future use andreference by me, my suppliers and any assignees, -to allow me to retain your PI including, health information as detailed on your applications and anyfinancial details you have provided, in my records for as long as I am your advisor or have a business orregulatory need to retain the information; and -to the assignment of your file, including your PI, to another agent and/or agency, to continue to serviceyour needs, in the event that I become incapacitated, die or retire. You will, however, have the right tochoose your own agent, should you not agree to the agent chosen for the re-assignment. You may request access to your personal and other information, use and disclosure of that information by sending your request to me/our office. You will be given reasonable access to your information and will be entitled to challenge the accuracy and completeness of the information and to have it amended as appropriate. You can help maintain the accuracy of your information by notifying me/us of any changes as they occur. Client Consent: I am aware that my advisor is required to obtain my consent to use my personal information under the Personal Information Protection and Electronic Documents Act (PIPEDA). Until advised otherwise, you have my consent to collect, use, share, disclose and retain my PI as described above. _____________________________________ _____________________________________ Client Name _____________________________________ Date (day/month/year) Client Signature _____________________________________ Witness Signature ____________________________________________________ Name of Insurance Advisor Compliance with Canadian Anti-Spam Law and its regulations (CASL) Pursuant to the Canadian Anti-Spam Legislation (CASL), you authorize Kanwar Sharma c/o Estate Nest Inc. to call, fax, and communicate with you electronically as may be required from time to time as a result of our relationship as Advisor and client. I consent to receiving electronic communications from the Advisor about my insurance needs and coverage and information about products and services that might benefit me. I understand that I may withdraw my consent at any time. _____________________________________ _____________________________________ Client Name Client Signature