Disability insurance is a lawful living benefits insurance contract aiding you by supporting your lifestyle by replacing your loss of income revenue if you are unable to work due to disability [either because of an accident or illness]. Disability prevents an individual to support the regular working hours at your occupation. Disability can be categorized into short-term and long-term disability.
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Long term care is an income style benefit plan that will benefit individuals who are generally not sick, but actually are incapable to accomplish two of the six normal routines of the daily living such as dressing, bathing, eating, toileting, continence, transferring (getting in & out of bed / chair etc.) and, mobility on their own because of age, accident, illness and or mental disorder
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