• Critical Insurance

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Critical illness insurance helps to safeguard you against the devastating calamitous and catastrophic diseases and the economic ramifications and financial hardships that an individual and their families suffer and grieves as an outcome of a diagnosis of any of the listed 25 such condition

Pros

• Critical illness insurance allows you to manage additional and existing financial obligations that come along with the diagnosis of such a dreadful disease
• The client receives the tax-free lump sum insurance proceeds once the waiting period of 30 days survival is achieved after the diagnosis of the critical illness
• Pays for treatment options that are not shielded under your regular provincial health plan
• Allows you the added peace of mind and for business people, this product helps them keep their businesses running effortlessly if you are not able to work 

• Disability Insurance

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Disability insurance is a lawful living benefits insurance contract aiding you by supporting your lifestyle by replacing your loss of income revenue if you are unable to work due to disability [either because of an accident or illness]. Disability prevents an individual to support the regular working hours at your occupation. Disability can be categorized into short-term and long-term disability. 

Pros

• This coverage helps you keep up with your financial errands while you emphasize on regaining your health
• It's one of the best coverages not only for high-risk occupations but also for regular ones (after work hours - non-occupational coverage 24-Hr plan)
• Premiums can be claimed as a deductible business expense​

• Long Term Care

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Long term care is an income style benefit plan that will benefit individuals who are generally not sick, but actually are incapable to accomplish two of the six normal routines of the daily living such as dressing, bathing, eating, toileting, continence, transferring (getting in & out of bed / chair etc.) and, mobility on their own because of age, accident, illness and or mental disorder

Pros

• The plan lessen the physical, mental and financial burden on the families to provide long-term care and affection to the individual in quest of for the reason the high cost linked with the long-term care is taken care of by the plan
• Protection of savings so that you don't deprive your retirement wealth and added shield against inheritance and legacy because long -term care can be very expensive
• Remain self-supporting without relying on restricted government programs